Instead, enjoy a 3% per annum minimum return over the next 3 years: Strictly limited supply

Public opinion is certainly down on the bankers and no one wants to see them get mega bonuses they don’t deserve.

I don’t have a personal problem with bankers. One of my best friends is the CFO of a major bank and I like him!

That said the bonus culture is ingrained in the banker’s psyche. Like our professional footballers, they now believe they are entitled to that kind of money.

The problem is they will probably make bigger bonuses in the future than ever before.

Think about it...

If you could borrow money at close to no cost, it’s not difficult to make a return. Especially if you are a bank.

And that’s what banks are doing right now. They take your money and pay you negligible interest. They then lend that to people who present them with no risk of default at an average rate of around 7%.

So, I see no reason why banks won’t make big profits again in the future. They now have a great business model - all funded by taxpayers’ money.

Don’t be fooled into thinking that Alistair Darling’s 50% tax penalty on the institutions paying these bonuses will make any difference. Banks are smart. They will simply stop paying cash bonuses and reward themselves long term incentives through share options to the same value to avoid the penal tax.

The bottom line, you can’t beat the bank.

You don’t need to be a “mug” though and help them. More to the point, you don’t need to accept no return on your hard earned savings.

If you have money sitting in low interest bearing deposit or savings accounts, I have an investment solution for you to help you “beat the bank”.

Those of you familiar with our Guaranteed Minimum Return Investment Contracts will know that our shortest contract term is normally of 5 years duration. I recognise that some of you might prefer not to tie up your money for that length of time.

Today I offer you the chance to guarantee a minimum return of 3% per annum over the next 3 years.

Limited Supply: 3 Year Contract at 3% Per Annum

Thanks to a number of successful investors who redeemed their contracts early, Stanley Gibbons, once again, have a small supply available of 3 year contracts.

There is only a very limited supply available so not many of you will get in before the door closes again – sorry.

I have personally recommended our 3 year Guaranteed Minimum Return Investment Contracts to many of my friends and family. Let’s face it, the offer of a 3% per annum minimum return with an unlimited upside is exceptional.

This is what one of my clients had to say:

“The only reason everyone hasn’t taken out one of your contracts is that you offer something that seems too good to be true.” – ­MB, UK

He’s probably right. We live in cynical times. I call it post apocalyptic shock syndrome.

When you consider current interest rate forecasts, it seems clear that tying up cash in a non correlated asset class for a worse case return of 3% per annum over the next 3 years is a smart move.

Interest Rates (% end of period)

Source: Thomson Datastream, RBS Group Economics

And, You Have an Unlimited Upside

Thanks to the collapse of our financial institutions in the past 2 years, our 3% return guaranteed is a decent return in itself.

However, we do not offer our Guaranteed Minimum Return Investment Contracts to provide a savings product. We are confident that the growth in the rare stamp market will exceed the minimum returns in the future.

Your investment in rare stamps is what is exciting, not the minimum returns.

In any investment, your timing can have a significant impact on the size of your returns…

I joined Stanley Gibbons 10 years ago, in 1999. At that time, everyone was down on the market and confidence was low.

The next year the 2000 International Stamp Show came to London. This helped to reinvigorate the GB stamp market. Following the show, the market sparked into life with new high net worth collectors appearing on the scene.

Once again, we are about to witness the once in a decade event when the International Stamp Show comes to London next year. The London Festival of Stamps 2010 looks set to be the best and biggest ever and is likely to be a major catalyst for the GB stamp market.

Add to that the fact that few collectors are willing to sell at this time and you have the worst supply squeeze I have seen in my 10 years with Stanley Gibbons. Now looks a good time to jump on board.

How to Subscribe

If you need more information on the terms and conditions of our Guaranteed Minimum Return Investment Contracts, please follow the link below to download the product guide:

<Click here to download product guide on guaranteed minimum return contracts>

Once you are happy with the terms and conditions, there are 3 easy ways to subscribe:

1. Complete the application in the report and send it back to us at the following address:

Stanley Gibbons (Guernsey)Limited,
18-20 Le Bordage,
St Peter Port,
Guernsey, Channel Islands,
GY1 1DE

2. Call us on (UK only) 0845 026 7170 (overseas) +44 1481 708270 and our sales advisers will be happy to discuss your investment requirements.

3. Complete the online application form by following the link below:

<Click here to subscribe to a 3 year Guaranteed Minimum Return Investment Contract at 3% per annum>

We are delighted to be in a position to make investors a better return on their cash in the current low interest rate environment.

Mike Hall
Chief Executive
The Stanley Gibbons Group plc

PS. You will need to respond swiftly. As I said, we have a strictly limited supply of 3 year contracts available. Not only that, the current supply squeeze means that it is becoming increasingly difficult to find the rare stamps required to make up our investment portfolios. One thing we never do is compromise on quality.